To begin, let’s look at types of insurable “toys”: Motorcycles, Boats, Recreational Vehicles, Dune Buggies and Sandrails, All Terrain Vehicles, Side-By-Side Utility Vehicles, Modified Golf Carts, Golf Carts, Snowmobiles, Collector Vehicles, Travel Trailers and Personal Watercraft. Why do all of these vehicle types need their own individual insurance coverage? Any vehicle issued a state registration [...]

Big Boy Toy Insurance, LLC is proud to announce its recent appointment with CNA Surety and Western Surety. This appointment offers BBTI a new and highly competitive surety bond market for contractor’s performance and bid bonds, license bonds and tax bonds. CNA Surety, through it’s partnership with Western Surety, is a market leader in the [...]

U.S. Auto Insurance Companies do not extend coverage into Mexico. The only exception is physical damage (comprehensive and collision) coverage within 15-50 miles of the border, depending on the specific carrier. Your U.S. State issued liability auto insurance coverage stops at the Mexican border because of one reason. Mexico operates under Constitutional Law as opposed [...]

According to Insurance Journal (01/19/10), ProBuilders Risk Retention Group will no longer accept any new business and non renew all existing policy holders as of March 1, 2010. “According to Bill Tepe, chief financial officer for Nations Builder Insurance Services (NBIS), the exclusive manager of ProBuilders, the group program has not been able to [...]

Are you considering traveling to Mexico this year? Did you know that Mexico requires Mexican Travel Insurance for all non-Mexican registered automobiles, Recreational Vehicles, Travel Trailers, and Motorcycles? The process for obtaining and paying for Mexican Travel Insurance is as easy as locating a website and typing in the requested information. Following are the basic [...]

The whole Federal Health Insurance Reform debate is out of control. Americans, Congressmen, insurance cannot be placed against a risk that has already been damaged. The only exception to that being auto liability insurance which is NOT covering any peril to property in your care, control or custody. Your body is your property (a physical [...]

Your insurance agent can be a big help when it comes to filing and handling a claim against insured losses.
When something happens to you and your family, it is always reassuring to know that a phone call can make things better. Relying on your agent in crisis times is good sound advise. Agents can [...]

If you have no idea what is going on with Tiger Woods, then you must have been locked up in an Iraqi Prison. Because of his shinanigans, his corporate sponsors are dropping him faster than Jimmie Johnson racing around Daytona. Why are they doing this?
Copanies have images just like celeberties. When a company hires a [...]

This year may be the last year Tucson will host the world’s largest gem and mineral show. The show is administered by the Pima County Stadium District, Kino Sports Complex/Tucson Electric Park. Due to political and fiscal controversy surrounding the show, event organizers are considering pulling the plug on one of Tucson’s largest annual revenue [...]

Agents have fiduciary duties to their clients requiring the agent to collect all relevant details of the risk to be insured. That involves asking several questions as to the characteristics of the risk which the insured wants to place insurance against. All the collected information needs to be translated to the underwriter of the carrier [...]