About BBT Commercial Insurance       

BBT Commercial Insurance was created to meet Arizona Contractor’s insurance and bonding needs. We have secured appointments with carriers and wholesale agencies in order to offer the most effective coverages for the lowest premiums.

BBT Commercial Insurance places insurance for ALL contractor classifications, especially hard to place risks such as roofers and environmental exposures.

We offer the following Contractor specific Property & Casualty insurance policies:

General Liability

Business Interruption

Inland Marine/Equipment

Commercial Auto

Property/Building/Office

Builders Risk

WRAP Programs

Workers’ Compensation

As a Contractor, if you cannot secure bonding for your bided projects then you are as good as out of business. We are pleased to announce BBT Commercial has secured appointments with CNA Surety, HCC Surety, American Contractors Surety and Viking Bond Services for hard place risks. We are able to secure bonding for any contractor regardless of credit issues and cash flow.

Senior Vice President, David Barnett, a 17 year Arizona Veteran Contractor, specializes in working with our clients to establish aggregate bonding limits creating a seamless issuance system. Once in place, the client need only notify BBT Commercial of the individual bond limit and the effective date needed. We place the order for you, the client, and typically have the bond within 1-2 business days, depending on time of day the order is received and placed. 

Additionally, BBT Commercial works with clients at time of annual auditing to make sure our clients do not over state information resulting in undue increase in audited premium at no additional cost to our clients. We encourage our clients to meet with us prior to an audit in order to review their sales and payroll data to best present their case to the carrier’s auditor.

We are here to place your insurance with the best possible market while keeping your premiums as low as possible. This philosophy gives our clients a competitive advantage by mitigating overhead expenses without sacrificing proper coverage.

Contact our office for a free, fast, confidential review of your current insurance program. We can notify you of any possible insurance gaps while making cost effective recommendations to fill any gaps.

If you are new in business, we will walk you through everything you need to know to get started on the right foot from licensing, bonding, bid submissions, accounting and, of course, insurance.