GRIND MY GEARS
A new day and here we are again. How about that stimulus package? Have you felt it yet? I have not nor have Millions of out of work people. How about those people that had jobs but lost them? Are they back to work? I think not. Did they get there jobs back? [...]

How do you know your insurance agent is really working hard placing your insurance needs with the best available carrier? Do you get multiple quotes to select from? Is your agent reviewing three, five, seven insurance quotes with you? Are you able to select the insurance company you want?
We have an agency policy to review [...]

To begin, let’s look at types of insurable “toys”: Motorcycles, Boats, Recreational Vehicles, Dune Buggies and Sandrails, All Terrain Vehicles, Side-By-Side Utility Vehicles, Modified Golf Carts, Golf Carts, Snowmobiles, Collector Vehicles, Travel Trailers and Personal Watercraft. Why do all of these vehicle types need their own individual insurance coverage? Any vehicle issued a state registration [...]

Big Boy Toy Insurance, LLC is proud to announce its recent appointment with CNA Surety and Western Surety. This appointment offers BBTI a new and highly competitive surety bond market for contractor’s performance and bid bonds, license bonds and tax bonds. CNA Surety, through it’s partnership with Western Surety, is a market leader in the [...]

U.S. Auto Insurance Companies do not extend coverage into Mexico. The only exception is physical damage (comprehensive and collision) coverage within 15-50 miles of the border, depending on the specific carrier. Your U.S. State issued liability auto insurance coverage stops at the Mexican border because of one reason. Mexico operates under Constitutional Law as opposed [...]

According to Insurance Journal (01/19/10), ProBuilders Risk Retention Group will no longer accept any new business and non renew all existing policy holders as of March 1, 2010. “According to Bill Tepe, chief financial officer for Nations Builder Insurance Services (NBIS), the exclusive manager of ProBuilders, the group program has not been able to [...]

Are you considering traveling to Mexico this year? Did you know that Mexico requires Mexican Travel Insurance for all non-Mexican registered automobiles, Recreational Vehicles, Travel Trailers, and Motorcycles? The process for obtaining and paying for Mexican Travel Insurance is as easy as locating a website and typing in the requested information. Following are the basic [...]

The whole Federal Health Insurance Reform debate is out of control. Americans, Congressmen, insurance cannot be placed against a risk that has already been damaged. The only exception to that being auto liability insurance which is NOT covering any peril to property in your care, control or custody. Your body is your property (a physical [...]

Your insurance agent can be a big help when it comes to filing and handling a claim against insured losses.
When something happens to you and your family, it is always reassuring to know that a phone call can make things better. Relying on your agent in crisis times is good sound advise. Agents can [...]