If you own a car in America your state requires you to carry Liability Insurance. What is liability? Let’s begin by defining the term “liable” as by Websters New World Dictionary:1. Legally bound or obligated, as to make good any loss or damage that occurs in a transaction; responsible2. Likely to have, suffer from, etc.; [...]

We all have a car that we rely on to get us around town, back and forth to work and home, road trips to see family and friends, and the best of all uses…moving our stuff. When our car does not want to cooperate on a hot, sticky August afternoon, it can become a nightmare [...]

What is the difference between actual cash value and agreed value when it comes to your vehicle insurance?When you place insurance on a vehicle (auto, boat, motorcycle,RV) the issuing insurance company is agreeing to replace the vehicle, in the event of a total loss, at the current value of the vehicle. Say you own a [...]

Have you received a photo ticket for speeding or running a red light? Wondering what to do? Nothing. That’s right, do nothing. Do not respond to the mailed ticket, do not send money, do not call the court, do not schedule a court date, do not respond to any notices sent via mail.
Arizona Supreme Court [...]

With all the buzz and controversy about President Obama’s health care overhaul, could auto insurance be on the horizon? Most states already mandate all registered auto owners maintain insurance on their vehicles. Health care has been a hot topic since ex-president Bill Clinton’s wife, current Secretary of State Hillary Clinton, made it a public issue [...]

According to the account described below by the Accosiated Press, texting while driving is dangerous to all on the road. The following was published on August 3, 2009, by The Associated Press only days after the Federal Government recomended a Federal ban on texting while driving. If we do not take responsibility for our own [...]